How can we help you? 

We're your trusted neighborhood bank for all your lending needs. Whether it’s a home equity line of credit, mortgage refinancing, or a first-time mortgage, we have solutions to help you! Click below to learn more. 

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Get Pre-qualified for a Mortgage

The first step to getting a mortgage is to speak to one of our mortgage lenders and get pre-qualified.

What is a mortgage pre-qualification?

This is a review of your self-reported income, debts and assets to determine how much you may be able to afford and the loan amount the bank may be willing to lend.

Get Started Today

Completing a pre-qualification is quick and easy, and doesn’t affect your credit report. It’s a great first step to explore your options as a home buyer. It will also show sellers you are capable and serious about buying a home.

Keep your pre-qualification letter handy to share with your real estate agent. Many times they will ask you to provide this when you start the search process so they can show you houses in your price range.

Get started with your mortgage pre-qualification today!

Fill out the form below to get your pre-qualification started and someone will reach out to you shortly.

Note: Please do not enter personal information such as account or social security numbers in this form. Ambler Savings Bank does not transmit personal information through unsecure email.

Contact Form 3

Purchase a Home

We understand that the purchase of your home is probably the largest and most important, financial decision you will ever make. Therefore, we want you to feel comfortable and confident while making this decision. Our experienced, local staff will guide you through the mortgage application process to make your home-buying experience a pleasant one.

Ambler Savings Bank provides financing for the purchase of personal residences with a variety of rates and terms according to your needs.

Have questions? Our mortgage lenders are here to help. Contact us today. 

• Prequalification available
• Low application fee
• Prompt application processing
• Automatic payment available from your Ambler Savings Bank accounts or from any bank or credit union in the United States
• Personalized customer service. Speak directly to a lender about your loan servicing needs.
• No hidden fees
• See Our Rates

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First-Time Homebuyer Program

Ambler Savings Bank is proud to offer a first-time homebuyer program for qualifying customers. Take advantage of our special rate and work with our team of experts, who will guide you through the process.

• Reduced interest rate*
• Personalized customer service
• In-house team of mortgage lenders
• Prequalification available
• Maximum loan amount $383,275
• *See our reduced interest rate here.

Call, email or visit one of our branches for more information. 

CONTACT US

Federal Home Loan Bank of Pittsburgh’s First Front Door

Ambler Savings Bank is a participating lender in the Federal Home Loan Bank of Pittsburgh's First Front Door program, for qualifying first time homebuyers. Call, email or visit one of our branches for more information on the First Front Door program.

Home Equity Loans

Ambler Saving Bank makes it easy and convenient to borrow money using the equity in your home. We offer a variety of home equity loan products to fit your needs. All loans are serviced by our local lenders who are here to guide you through the application process. 

Whether you need financing for home improvements, a vacation, bill consolidation, or refinancing an existing mortgage, we will help you achieve your goal by putting the equity in your home to work through home equity loans and home equity lines of credit (HELOCs).

Home Equity Term Loans

• Fixed and affordable interest rates with terms ranging from 5 to 20 years
• Minimum loan amount $25,000
• Up to 80% loan-to-value ratio
• Automatic payment is available from your Ambler Savings account or any bank or credit union in the United States
• See Our Rates
  
  

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Home Equity Lines of Credit (HELOC)

• Minimum line amount $25,000 
• Maximum line amount $1,000,000
• Flexibility of withdrawing funds as you need them
• No annual fee
• Up to 90% loan-to-value ratio
• Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
• Online Bill Pay - Minimum disbursement of $100
• See Our Rates 

Special Offer

Home Equity Line Of Credit

6-Month Intro APR*

Introductory Rate As Low As:
5.74% APR* for 6 months

Variable Thereafter As Low As:
7.75% APR*

Up to 90% of Your Home's Value*

• Minimum line amount $25,000
• Maximum line amount $1,000,000
• Flexibility of withdrawing funds as you need them
• No annual fee
• Up to 90% loan-to-value ratio
• Automatic payment available from your Ambler Savings Bank account or from any bank or credit union in the United States
• Online Bill Pay - Minimum disbursement of $100
• See Our Rates

Take the next steps... 

 View full list of rates here. 

*Home Equity Line of Credit Terms and Conditions:

The 6-month variable introductory APR (Annual Percentage Rate) is based on The Wall Street Journal Prime Rate (“Prime”) (7.75% on ‎11/09/2024) minus 2.01%. Prime may change at any time and is subject to change without notice. If Prime increases or decreases during the 6-month Introductory Period, the variable introductory APR and minimum required payment will correspondingly change. The Introductory Period begins on the date of account opening. Line increases to existing HELOC's are not eligible for this offer. After the Introductory Period ends, any and all remaining balances will automatically convert to the variable APR per the terms of the HELOC agreement. Variable APR is based on Prime plus a margin and will vary with Prime. Your APR will not exceed 7.00% above the initial APR. Apart from this "Rate Cap," there is no limit on the amount by which the rate can change during any one-year period. The HELOC term is 30 years: 10-year draw period, 20-year repayment period. Subject to credit approval. Property insurance is always required and flood insurance is required where necessary. Certain property types are not eligible collateral. Title insurance and appraisal are required on lines over $400,000. The maximum loan-to-value ratio is 90% for Primary Residence based on credit score. Maximum loan-to-value ratio is 80% for Owner Occupied Second Homes. Monthly payments required when there is a balance.  Minimum line amount is $25,000. Maximum line amount is $1,000,000. A $400 application fee applies. Additional fees may apply. The combined amount of all third party fees for a line of credit generally total between $450 ($25,000 line) and $5,000 ($750,000 line). Rates are subject to change. 

NMLS# 504402