Personal Checking

Find the perfect checking account for your needs.

Every new account includes:

  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Check Deposit
  • Free eStatements
  • Free Thank You Gift1
  • Free Gifts for Referring Others
  • Buy back of your debit cards and unused checks from another financial institution for up to $102

1For new checking accounts only. Free gift provided at the time of account opening. We reserve the right to substitute for a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC.

2For new checking accounts only. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Simply Free Checking

A free account for everyone.

  • No minimum balance requirement
  • No monthly service fee

Direct Interest Checking

Earn interest by setting up a recurring direct deposit or automatic payment.

  • Competitive interest
  • No minimum balance requirement
  • No monthly service fee
  • Eligible for 50+ Benefits (view here)

Checking Accounts

Effective As of 4/24/2025

TypeMinimum Balance for APY*Minimum Deposit to OpenInterest RateAPY*
Direct Interest Checking$0$500.05%0.05%
Platinum Interest Checking Tier 1$0 $50 0.05% 0.05%
Platinum Interest Checking Tier 2$1500$500.20%0.20%
Business Interest Checking$0$500.10%0.10%

*APY means Annual Percentage Yield. Minimum daily balance is the amount of principal in the account each day. Fees could reduce earnings on your account. Rate subject to change. Speak to a Customer Service Representative for more information.

Minimum opening deposit is $50. Other fees such as non-sufficient funds, overdraft, returned item fees, etc. may apply. See fee schedule for details.  

Ambler Savings Bank Service Fee Schedule here.

Platinum Interest Checking

An account for those interested in higher interest. 

  • Free basic checks
  • Higher interest rate with balance of $1,500 or more 
  • Competitive interest if balance falls below $1,500 
  • ATM fee reimbursement up to $10 per month
  • Only $8.95 monthly service fee if minimum daily balance falls below $1,500
  • Eligible for 50+ Benefits (view here)

Checking Accounts

Effective As of 4/24/2025

TypeMinimum Balance for APY*Minimum Deposit to OpenInterest RateAPY*
Direct Interest Checking$0$500.05%0.05%
Platinum Interest Checking Tier 1$0 $50 0.05% 0.05%
Platinum Interest Checking Tier 2$1500$500.20%0.20%
Business Interest Checking$0$500.10%0.10%

*APY means Annual Percentage Yield. Minimum daily balance is the amount of principal in the account each day. Fees could reduce earnings on your account. Rate subject to change. Speak to a Customer Service Representative for more information.

Minimum opening deposit is $50. Other fees such as non-sufficient funds, overdraft, returned item fees, etc. may apply. See fee schedule for details.  

Ambler Savings Bank Service Fee Schedule here.

Benefits Checking

An account that pays for itself with added value. 

  • Cell phone protection1,3
  • CyberScout® identity theft resolution
  • Roadside assistance
  • Accidental death and dismemberment insurance 1,2
  • Shopping, dining and travel discounts
  • ATM fee reimbursement up to $10 per month
  • Only $8.95 per month
  • Eligible for 50+ Benefits (view here)

1Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.
2Accidental Death and Dismemberment Insurance coverage up to $10,000 is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.
3 For cell phone protection coverage, monthly cellular wireless telephone bills must be charged to your eligible account.

Minimum opening deposit is $50. Other fees such as non-sufficient funds, overdraft, returned item fees, etc. may apply. See fee schedule for details.  

Ambler Savings Bank Service Fee Schedule here.

Teen Honors Banking

Spending & Savings Accounts
For 9th-12th Graders

Teen Honors Banking will help students in high school manage their money – and get rewarded for good grades!  The program gives students a spending account (also known as a checking account) and savings account with all the latest technology to manage money on-the-go. 

$50 Good Grades Bonus* 

Students in the program with a cumulative end-of-year weighted GPA of 3.5 or better can receive a $50 bonus – each year they qualify. Simply bring in your report card or transcript at the end of the year (by July 31st) to be eligible.

Perks…

  • Free Debit Card
  • Apple Pay® & Google Pay™
  • Free Mobile App
  • Free Online Banking
  • Enroll in free monthly e-Statements or a monthly paper statement fee of $5.00 per month per account will be automatically withdrawn from your account.*

Ready to get started?

Visit one of our branches to open an account.  Both the student and parent/guardian must be present at the time of account opening. The student must be the primary account holder, with a parent/guardian as the joint account holder. 

To open the account, please provide the following:

  • Child’s name, birth date, social security number and form of ID.
    • Acceptable forms of ID include, passport, social security card, state ID, driver’s license, birth certificate or school issued ID.
  • Parent/Guardian picture identification, such as a driver’s license or passport, social security number, address, phone number and email address.
  • An initial deposit (cash or check). Minimum to open is $50 for the Spending Account and $50 for the Savings Account.

*The Teen Honors Banking Program is available to account holders in 9th–12th grades. After the primary account holder turns 21 years of age, the accounts will be converted to a Simply Free Checking account and a Simply Savings account, which will be subject to account terms and conditions. Enroll in free monthly statements or a monthly paper statement fee of $5.00 per month per account will be automatically withdrawn from your account. Annual Good Grades Bonus of $50.00 is available to students in 9th-12th grade who submit an end-of-the-year report card with a cumulative weighted GPA of 3.5 or higher. The $50.00 bonus will be deposited to the account holder’s savings account in the form of an interest payment. 

Compare Accounts

  • Benefits Checking
  • Platinum Interest Checking
  • Direct Interest Checking
  • Simply Free Checking
    • Balance Requirement
    • No minimum balance.
    • $1,500
    • No minimum balance.
    • No minimum balance.
    • Monthly Fee
    • $8.95
    • $8.95
    • $0.00
    • $0.00
    • Free Basic Checks
    • Yes
    • ATM Fee Reimbursement
    • Yes
    • Yes
    • Interest Bearing Account
    • Yes
    • Yes
    • Cell Phone Protection*
    • Yes
    • Roadside Assistance*
    • Yes
    • CyberScout Identity Theft* Assistance
    • Yes
    • Accidental Death and Dismemberment Insurance*
    • Yes
    • Shopping, Dining and Travel Discounts*
    • Yes
    • Balance Requirement
    • Monthly Fee

    • Digital Banking Tools

    • Free Basic Checks
    • ATM Fee Reimbursement
    • Interest Bearing Account
    • Cell Phone Protection*
    • Roadside Assistance*
    • CyberScout Identity Theft* Assistance
    • Accidental Death and Dismemberment Insurance*
    • Shopping, Dining and Travel Discounts*
      • Benefits Checking
      • No minimum balance.
      • $8.95
      • Yes
      • Yes
      • Yes
      • Yes
      • Yes
      • Yes
      • Yes
      • Open An Account
      • Simply Free Checking
      • No minimum balance.
      • $0.00
      • Yes

      50+ Benefits

      Customers age 50 or better, with Direct Interest Checking, Platinum Interest Checking or Benefits Checking, can enjoy the following benefits upon request. 

      • Free basic checks or 50% off select styles
      • Free money orders and cashier’s checks
      • Free check images with statements
      • 50% off safe deposit box fee

      Free gift with every new checking account!

      Current Gift: CYLO Tower Speaker

      Clarifi

      If you are experiencing financial uncertainty or simply looking to get your finances in shape, check out CLARIFI, a non-profit organization that connects you with a Certified Financial Counselor. Services include credit counseling, debt management, financial wellness, budgeting, and much more.

      There is no initial consultation fee and most ongoing services are of no charge to you.

      Learn More

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